Absolutely!
It is your legal right to dispute items on your credit report. Ovation exercises your legal rights pursuant to the Fair Credit Reporting Act, the Fair Credit Billing Act, Truth in Lending Act, and Fair Debt Collection Practices Act, as well as other applicable Federal statutes.

Ovation Inc. helps consumers with credit reports that are inaccurate, misleading, incomplete or contain incorrect information. If your credit report is 100% completely accurate and correct, Ovation can not offer any services that would improve your credit profile. Be advised that any company that claims it can improve a 100% accurate and correct credit profile may be violating Federal Statutes.

We recommend that you stay away from services that recommend that you attempt to obtain a new/alternate social security number, attempt to create a consumer credit profile under a EIN, or create "fake" credit profiles by intentionally reporting false data. These tactics can be illegal and/or unethical and, if caught, can result in significant personal liability.

No! Ovation Does Not Charge in Advance For Credit Repair Services.
In compliance with the Credit Repair Organizations Act, we only charge for credit repair services after they have been fully rendered. Your 'First Payment' to Ovation is made after we have set up your case, reviewed your disputing options with you, and mailed your first round of dispute letters (or at the completion of the first 30 days of service). Each monthly payment thereafter covers the services fully rendered during the previous month.

Our clients typically start seeing results in 45-60 days.
Because everyone's case is different, some cases are completed in that time, and others can take 6 months or longer. It really depends on the type and number of items that need to be addressed in the credit profile. Successfully repairing credit requires persistence, patience and experience.

This is where Ovation's expertise saves you valuable time. To effectively dispute incorrect information on your credit report, the key is knowing the 'valid disputes' and understanding the methods used by the credit bureaus in order to submit personalized disputes that meet their requirements and warrant a timely response. In addition, we offer a valuable time-saving service, known as the Fast Track Program, which can be applied to any of our custom programs to expedite your credit report repair process.

Depending on your time, patience, perseverance, and complexity of your case, you can successfully dispute inaccurate credit report items on your own.
However, credit bureaus' strategies and tactics make the process often time-consuming, overly-burdensome and ineffective for the consumer. Disputing items is not difficult; getting results is.

We Get Results.
Ovation provides the following advantages:

• Our programs were designed by attorneys with a complete understanding of your legal rights under applicable Federal Statutes.
• We have a phenomenal record with the Better Business Bureau.
• We stay current on consumer law as it pertains to credit repair and credit bureaus to make sure that our clients receive the best possible results.
• Your privacy and confidentiality (especially in regards to your social security number, credit card information and credit reports) are protected by state-of-the-art encryption technology.
• Our Customer Service Guarantee is effective from day one. You do not have to be a client for any particular amount of time before you are protected by our guarantee. Compare that to other firms that often require you to be a client for 12 months before their guarantee protects you.

JUMP START

Ovation understands how important it is to improve your credit and we are prepared to 'JUMP START' the process. Sign up now and we will immediately get you into our system, assign you a case advisor and prepare your case for disputing. All of this is done before you spend a penny!

First Payment

Your first payment includes a customized case setup, assignment to your personal case advisor, a comprehensive case review, and preparation and mailing of the first round of your custom dispute letters. Although billing information is collected and authorized at sign up, your credit card is not actually charged until after your first round of dispute letters are prepared to be mailed out, or at the end of the first month, whichever comes first.

Each Additional Month

Your program's monthly charges will begin 30 days after the first payment is charged. You can cancel at anytime without any penalty.

Ovation charges for services only after they have been rendered. We never charge in advance for service.